Skip the forms. Meet your expert in seconds.

No mascots. No hold music. No animals. Just the right agent, right now.

By continuing you agree to receive triage assistance from an AI agent. A licensed insurance professional reviews every lead before contact. See disclosures, TCPA, CCPA/CPRA notices.

How it works

1. Logic Gate. You pick Business or Personal. The agent's brain swaps instantly.
2. Conversational Qualification. The agent asks a few smart questions instead of a 20-field form.
3. Live Enrichment. NAICS, VIN, and property APIs verify and pre-fill — no typing the same data twice.
4. Smart Routing. Standard risk → Captive Agent at the matched carrier. Complex risk → Independent Agent with market access.
5. Golden Handoff. Transcript + enriched data + close-probability score lands in the agent's CRM. You get a click-to-call.

You're matched.

Based on our conversation, I've routed you to a licensed specialist. Here's what happens next.

📞 Click to call

What we discussed

Lead Packet → CRM

Salesforce

This structured payload is being pushed to your assigned agent's CRM in real time, so they're prepared the moment they call you back.

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AI-Generated Close Probability

Legal disclosures, TCPA, FCRA, CCPA/CPRA notices

Telephone Consumer Protection Act (TCPA): By providing your phone number you consent to receive calls and SMS from a licensed insurance professional or their automated system. Standard message and data rates apply. You may opt out at any time by replying STOP.

Fair Credit Reporting Act (FCRA): If credit information is required to evaluate your application, only a soft pull is performed during AI triage. Any hard inquiry requires your explicit consent. If a coverage decision is made adverse to you based on consumer report information, you will receive an Adverse Action notice with the source's contact details and your right to a free copy of the report.

CCPA / CPRA (California) and other state privacy acts: agent.chat collects only the information needed to triage your request. You have the right to know, correct, delete, and limit the use of your personal information. Contact privacy@agent.chat to exercise these rights.

Commercial Disclosure: Quotes generated through agent.chat are non-binding indications. Final pricing is subject to underwriting review by a licensed agent.

Coverage Interpretations: agent.chat is a triage and routing tool. It does not provide legal interpretations of coverage. Questions like "Am I covered for X?" are routed to a licensed professional.

For Agents

Your agency's 24/7 digital twin — that never misses a lead.

The same agentic brain that powers our consumer site is licensed directly to Independent Agents and Captives. Drop it onto your own digital storefront and stop losing after-hours leads to faster-responding competitors. Marketed as an assistant, not a replacement — it does the intake so your licensed humans can do the close.

Independent Agents

The ultimate intake specialist

Our Automated Client Prioritization (ACP) tools targets five different risk types, qualify them, and push the structured lead packet directly into your CRM. No more 20-field intake forms. No more mid-call data entry. No more Monday-morning voicemails from leads who've already bought from someone faster.

Multi-carrier-aware routing across your appointed markets
Pre-built CRM connectors: EZLynx, Applied Systems, AMS360, HawkSoft
White-label on your own domain — your brand, our brain
FCRA, TCPA, and state privacy guardrails built in
Bundle optimizer surfaces cross-sell at intake, not after bind

Captive Agents

Your brand concierge, on duty 24/7

Let agent.chat handle after-hours intake while you focus on bind-ready conversations. Configured to your carrier's product set, voice, and compliance posture so it stays inside your exclusivity agreement and never goes off-script.

Carrier-specific product knowledge and approved-language library
Compliance-first conversation guardrails — no off-script coverage claims
Direct policy-admin and rating-engine API integration
Escalates anything outside your carrier's appetite to a human
Branded as your agency's digital concierge, not a third party

Simple Pricing

Our Automated Client Prioritization (ACP) tools target five different risk types, qualify them, and push the structured lead packet directly into your CRM. No more 20-field intake forms. No more mid-call data entry. No more Monday-morning voicemails from leads who've already bought from someone faster.

Solo Agent

$129/mo

One agent · One location · 500 conversations/month · 1 CRM connector

Free SaaS in exchange for being a preferred lead destination.

If you're an elite agency with strong close rates, talk to us about the Freemium Handoff. We give you the agent-side software at no cost; in return, you become a preferred destination for the high-intent leads generated by the consumer-facing agent.chat triage. Convert at our rate, then upgrade to full SaaS once you're ready to point your own organic traffic at it.

Talk to partnerships →

Already running a beta with an Independent Agent or Captive carrier? Book a 15-min demo →